Flexible Finance Options

To make life easy for you, Lakeland Verandahs can arrange a variety of convenient easy payment finance options (subject to application & affordability). Making an application is simple and we promise you a quick decision. Everything can be sorted out with you in the comfort of your home and you should get an answer to your application within 24 hours, so you can enjoy whatever you've set your heart on right away.

Finance is only available at select branches - please ask for details.


Buy now and choose to pay monthly over 5 or 10 years...

£
 
 

 

60 monthly payments
Deposit
£
Representative APR
7.9%
120 monthly payments
Deposit
£
Representative APR
7.9%
 
 

This finance option allows you the convenience and flexibility of spreading the cost of your home improvements over 60 or 120* with a 20% deposit. You must make the minimum repayment each month. However you can also make additional payments and therefore control the length of the loan and the amount of interest you would pay.

No security is required on this loan.

These calculators are for illustrative purposes only and do not constitute a credit quotation.

Representative Example of This Finance Option

Cash Price
£4,000.00
20% Deposit
£800.00
Total Amount of Credit
£3,200.00
Duration of Agreement
60 Months
Rate of Interest
4.3% p.a. fixed
Representative APR
7.9% APR
120 Monthly Payments
£64.33
Total Amount Payable
£4,659.80

*Credit is subject to status and affordability. Minimum loan value £2,000 and a deposit of 20% required. Terms and conditions apply. Lakeland Verandahs Limited, The Sanderlings, Vanguard Wharf, Lytham St Annes, Lancashire FY8 5FQ (Company Registered No. 06633388, VAT No. GB 93 517 0038, FCA Registered No. 938437) is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority. Credit is provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority (Registered No. 704348).

Buy now and pay nothing for 12 months...

£
 
 

 

Deposit
£
Pay within 12 months + £29 exit fee
£
 
 

Want to pay in monthly instalments AFTER 12 months rather than one-off payment? Consider this option.

120 monthly payments
Deposit
£
Representative APR over 10 years
11.9%

This option allows you a 12 month payment holiday from the date of completion. Pay a 20% deposit when you order, and as long as you pay the outstanding balance in full before 12 months has elapsed plus a £29 settlement fee, no interest will be charged. If, after 12 months, this is not convenient, you can pay in 120 monthly installments at 11.9% APR Representative. 

*Deferred for 12 months from the date of completion – £29 settlement fee applies if the loan is repaid in full during the deferral period and NO INTEREST will be paid. For legal reasons the Representative Example shows interest IF the outstanding balance is NOT paid before the 12 months has elapsed. No security is required on this loan. 

These calculators are for illustrative purposes only and do not constitute a credit quotation.

 

Representative Example of This Finance Option

Cash Price
£4,000.00
20% Deposit
£800.00
Total Amount of Credit
£3,200.00
Duration of Agreement
132 Months*
Rate of Interest
7.8% p.a. fixed
Representative APR
11.9% APR
120 Monthly Payments
£49.46
Total Amount Payable
£6,735.20
Settlement Fee
£29.00

*Credit is subject to status and affordability. Minimum loan value £2,000 and a deposit of 20% required. Terms and conditions apply. Lakeland Verandahs Limited, The Sanderlings, Vanguard Wharf, Lytham St Annes, Lancashire FY8 5FQ (Company Registered No. 06633388, VAT No. GB 93 517 0038, FCA Registered No. 938437) is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority. Credit is provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority (Registered No. 704348).


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© 2021 Lakeland Verandahs Ltd.

Lakeland Verandahs Limited, The Sanderlings, Vanguard Wharf, Lytham St Annes, Lancashire FY8 5FQ (Company Registered No. 06633388, VAT No. GB 93 517 0038, FCA Registered No. 938437) is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority. Credit is provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority (Registered No. 704348).