Flexible Finance Options

To make life easy for you, Lakeland Verandahs can arrange a variety of convenient easy payment finance options (subject to application & affordability). Making an application is simple and we promise you a quick decision. Everything can be sorted out with you in the comfort of your home and you should get an answer to your application within 24 hours, so you can enjoy whatever you've set your heart on right away.

Finance is only available at select branches - please ask for details.

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Buy now and choose to pay monthly over 5 or 10 years...

£

60 monthly payments

Deposit

£

Representative APR

11.9%

120 monthly payments

Deposit

£

Representative APR

11.9%

This finance option allows you the convenience and flexibility of spreading the cost of your home improvements over 60 or 120* with a 20% deposit. You must make the minimum repayment each month. However you can also make additional payments and therefore control the length of the loan and the amount of interest you would pay.

No security is required on this loan.

These calculators are for illustrative purposes only and do not constitute a credit quotation.

Representative Example of This Finance Option

Cash Price

£4,000.00

20% Deposit

£800.00

Total Amount of Credit

£3,200.00

Duration of Agreement

60 Months

Rate of Interest

11.9% p.a. fixed

Representative APR

11.9% APR

60 Monthly Payments

£70.05

Total Amount Payable

£5,003.00

Credit is subject to status and affordability. Terms & Conditions Apply. Lakeland Verandahs Limited, The Sanderlings, Vanguard Wharf, Lytham St Annes, Lancashire FY8 5FQ (Company Registered No. 06633388, VAT No. GB 93 517 0038, FCA Registered No. 938437) is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC. Authorised and Regulated by the Financial Conduct Authority.

Buy now and pay nothing for 9 months...

£

Deposit

£

Pay within 9 months + £29 exit fee

£

Want to pay in monthly instalments AFTER 9 months rather than one-off payment? Consider this option.

120 monthly payments

Deposit

£

Representative APR over 10 years

13.9%

Pay 20% deposit when you order, and as long as you pay the outstanding balance in full within 9 months of completion of the installation, no interest will be charged. If, after 9 months, this is not convenient, you can pay in 120 monthly installments at 13.9% APR Representative.

*Deferred for 9 months from the date of completion – if the loan is repaid in full during the deferral period and NO INTEREST will be paid. If the loan is not settled in full within the deferral period, then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full. For legal reasons the Representative Example shows interest IF the outstanding balance is NOT paid before the 9 months has elapsed. No security is required on this loan. These calculators are for illustrative purposes only and do not constitute a credit quotation.

Representative Example of This Finance Option

Cash Price

£4,000.00

20% Deposit

£800.00

Total Amount of Credit

£3,200.00

Defer By

9 Months

Duration of Agreement

129 Months*

Rate of Interest

13.9% p.a. fixed

Representative APR

13.9% APR

120 Monthly Payments

£52.28

Total Amount Payable

£7,073.60

Settlement Fee

£29.00

Credit is subject to status and affordability. Terms & Conditions Apply. Lakeland Verandahs Limited, The Sanderlings, Vanguard Wharf, Lytham St Annes, Lancashire FY8 5FQ (Company Registered No. 06633388, VAT No. GB 93 517 0038, FCA Registered No. 938437) is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC. Authorised and Regulated by the Financial Conduct Authority.

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